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### GO2bank: Mobile Banking App - User Guide **Welcome to GO2bank!** GO2bank™ is the mobile banking app designed for everyday people, offering simple and transparent banking services with no surprise fees and a range of features to help you manage your finances easily. #### Key Features: **1. No Surprise Fees** - Enjoy no hidden fees² and no monthly fees with eligible direct deposits¹. If no direct deposit is made, a $5 monthly fee applies. **2. Early Access to Funds** - Get your paycheck up to 2 days early and government benefits up to 4 days early with direct deposit⁶, helping you access your money faster. **3. Free Nationwide ATM Network** - Withdraw cash for free at a vast network of ATMs⁷ across the country. **4. Built-in Overdraft Protection** - With eligible direct deposits and opt-in, you can get up to $200 in overdraft protection, providing a backup when you need it most³. **5. Credit Building Opportunities** - The GO2bank Secured Visa® Credit Card makes building credit easier with no annual fee⁵ and no credit check required⁴. **6. Account Security** - Keep your account secure with features like the ability to lock/unlock your card with just a tap⁸. You'll also receive fraud alerts if any suspicious activity is detected¹⁰. Plus, your funds are FDIC-insured up to allowable limits⁹. **7. Savings with Competitive Interest Rates** - Earn 4.50% APY on your savings¹¹, making your money work harder for you. **8. Convenient Cash Deposits** - Easily deposit cash at participating retailers nationwide¹². **Getting Started:** - **Download the App:** Install the GO2bank app from the App Store (iOS) or Google Play Store (Android). - **Open an Account:** Follow the easy setup process, which includes online access, mobile number verification, and identity verification. - **Start Banking:** Once registered, you can start using all the features, including direct deposits, managing your finances, and more. **Account Requirements:** - **Direct Deposit:** To enjoy no monthly fees and early payday benefits, ensure you set up direct deposits. - **Overdraft Protection:** Opt-in and receive eligible direct deposits to activate overdraft protection. **Security and Support:** - **Security:** GO2bank offers world-class security with features like real-time fraud alerts and the ability to lock/unlock your card from the app. - **Customer Support:** Access help and support through the app for any issues or questions. #### Notes: 1. **No Monthly Fee:** To waive the monthly fee, make sure to receive a payroll or government benefits direct deposit in the previous monthly statement period. 2. **Fees:** While there are no hidden fees, certain services may have associated costs. Please review the fee schedule in the app or on the website for more details. 3. **Overdraft Protection:** Overdraft protection is available only after eligible direct deposits and opting in. Additional terms and conditions apply. **Download the GO2bank app today and start enjoying the benefits of smarter banking!**

ShiftKey Wallet: Instant Payments and Financial Control Take control of your finances with ShiftKey Wallet, powered by Branch. Designed specifically for ShiftKey users, this app offers instant access to your payments, giving you the flexibility and convenience you need to manage your money effortlessly. Key Features: Instant Payments: Receive your earnings instantly as soon as your invoice is approved, with no waiting. Your money is available in moments, ready to use with your digital debit card and business account. FDIC-Backed Security: Rest easy knowing your funds are protected by FDIC deposit insurance from Evolve Bank & Trust, ensuring your hard-earned money is safe. Financial Flexibility: Use your ShiftKey Mastercard debit card to make purchases, pay bills, and withdraw cash from over 55,000 ATMs in the Allpoint Network. You can also connect your digital card to Google Pay or link it to apps like Venmo and PayPal for seamless transactions. Easy Money Management: Track your budget, pay bills, and set savings goals all within the app. ShiftKey Wallet makes it simple to manage your finances on the go. Cash Back Rewards: Earn cash back on everyday purchases when you use your ShiftKey Card, helping you make the most of your money. Start managing your finances smarter with ShiftKey Wallet—where convenience, security, and flexibility meet.

Flock is a comprehensive business messaging and team collaboration app that consolidates all of your work-related communication into one platform. It facilitates team collaboration by offering spaces for discussions, information sharing, task assignment, and progress tracking. Flock is ideal for organizations of all sizes, from small businesses to large enterprises.

Imagine being able to start, locate, and control your car from almost anywhere in the world, just with your Android phone! How cool is that? “Making the cloud-connected car a reality” Edmunds.com "Without a doubt, one of the coolest apps I've ever seen" GIZMODO With the all-new 5th generation Viper SmartStart app, connecting with and controlling your vehicle is easier than ever! Real-time status updates, sleek dashboards, and even control via your Wear OS smartwatch – it’s all at your fingertips! Just add a Viper SmartStart GPS module to your car’s Viper remote start or security system, and you’ll be able to start, lock, and unlock your car from virtually anywhere. Plus, you can locate your car, share its location with friends or family, and even get safety notifications if your Viper SmartStart-protected car is speeding or goes where it shouldn’t. For the ultimate connected car experience, install a complete Viper SmartStart Digital System! You’ll get engine runtime and real-time status on your chosen dashboard, and you can even check your fuel, battery, or odometer right in the app! All 4G LTE GPS modules come with a free 30-day GPS trial so you can explore all the cool features right away. You can even get a year of free Basic service! Upgrade to Secure service for 2-way control confirmations, or add GPS or Small Fleet & Family for the ultimate in car control and monitoring, along with extended warranty and theft protection. The sleek, modern dashboards of the Viper SmartStart 5.3 mobile app give you fingertip control over these features: Lock/arm Unlock/disarm Remote car starter Trunk release Panic Aux channels Follow these three simple steps to get Viper SmartStart: Download the free Viper SmartStart app Get a SmartStart system installed in your vehicle Set up your account, and start using your SmartStart system! Viper SmartStart also includes Viper Motor Club, providing 24/7 access to our nationwide roadside assistance network. Just press a button in the app to connect for towing, battery help, or flat tire assistance. Member roadside assistance is free with Secure or higher level service plans and pre-registration. Even if you don’t sign up, you can use the guest program for the same great service at a fixed cost.

The Wisenet SmartCam app, developed by Hanwha Vision Inc., is designed for easy and convenient home monitoring. With this app, you can link and register your Wisenet SmartCam camera to monitor your home, office, or any other area remotely. The app allows you to access the camera's features, including motion detection and sound alerts, so you can receive real-time notifications about events that matter most, such as movement or unusual noises. Whether you’re monitoring your home, keeping an eye on children or pets, or supervising a store, this app ensures you're always connected and in control.

The My WM app from Waste Management offers a convenient way to manage your waste services on the go. Whether it’s paying bills, scheduling pickups, or managing your service account, the app makes it simple and quick. You can track your pickups, view schedules, and even contact customer support—all from your mobile device.

Reimagine your space with Remodel AI! This smart app uses artificial intelligence to help you plan, design, and visualize your home renovation projects in a flash. Whether you're updating your kitchen, redesigning your living room, or giving your entire home a makeover, Remodel AI takes the guesswork out of renovations, turning your ideas into reality in no time.